NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 3, 2014 MORTGAGOR: Kathleen E. McNay, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for One Reverse Mortgage, LLC its successors and assigns. DATE AND PLACE OF RECORDING: Recorded January 21, 2015 Goodhue County Recorder, Document No. A-619579. ASSIGNMENTS OF MORTGAGE: Assigned to: Reverse Mortgage Solutions, Inc. Dated May 21, 2019 Recorded June 7, 2019, as Document No. A655509. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100319533337921658 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: One Reverse Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Reverse Mortgage Solutions, Inc. MORTGAGED PROPERTY ADDRESS: 904 East Avenue, Red Wing, MN 55066 TAX PARCEL I.D. #: 55.035.0210 LEGAL DESCRIPTION OF PROPERTY: Tax Id Number(s): 550350210 Land Situated In the City of Red Wing In the County of Goodhue In the State of MN PART OF LOT 2 IN BLOCK 5 OF FREEBORN & CO'S ADDITION TO THE CITY OF RED WING, DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT A POINT ON THE SOUTHERLY LINE OF NINTH STREET SOUTH 61 DEGREES WEST 160 FEET FROM THE NORTHEAST CORNER OF SAID LOT 2 IN BLOCK 5 OF FREEBORN & CO'S ADDITION TO THE CITY OF RED WING, ACCORDING TO THE RECORDED PLAT THEREOF, THENCE RUN N. 61 DEGREES EAST ALONG SAID SOUTHERLY LINE OF NINTH STREET 160 FEET TO THE NORTHEASTERLY CORNER OF SAID LOT 2, THENCE SOUTH 48 1/2 DEGREES EAST ALONG THE LINE OF EAST AVENUE 85 1/2 FEET, THENCE SOUTH 55 DEGREES WEST 170 FEET, MORE OR LESS, TO THE WESTERLY LINE OF LAND DEEDED BY MRS, MARY JOHNSON TO OTTO A. ULVIN, WHICH DEED IS RECORDED IN THE OFFICE OF THE COUNTY RECORDER OF GOODHUE COUNTY, MINNESOTA, IN BOOK 0-5 OF DEEDS, PAGE 333 (SAID WESTERLY LINE BEING THE LAST COURSE DESCRIBED IN SAID DEED), THENCE RUN NORTHERLY 100 FEET, MORE OR LESS, TO POINT OF BEGINNING. EXCEPTING THEREFROM ALL THAT PART THEREOF CONVEYED BY DEED DATED OCTOBER 18, 1940, RECORDED NOVEMBER 20, 1940 IN BOOK C-8 OF DEEDS, PAGE 427. Commonly known as: 904 East Ave, Red Wing, MN 55066-3438 COUNTY IN WHICH PROPERTY IS LOCATED:Goodhue ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$352,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$209,566.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2022 at 11:00 AM PLACE OF SALE:Sheriff's Office, Main Lobby of the Law Enforcement Center, 430 West 6th Street, Red Wing, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 5, 2023, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 26, 2021 Reverse Mortgage Solutions, Inc. Mortgagee/Assignee of Mortgagee LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 136 - 19-008420 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Nov. 6, 13, 20 & 27; Dec. 4 & 11)2909971