NOTICE OF MORTGAGE FORECLOSURE

NOTICE OF MORTGAGE
FORECLOSURE SAL
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION
. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: Marisa Melendez, Unmarried and Ulysses Day, Unmarried
Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Franklin American Mortgage Company, A Tennessee Corporation, its successors and assigns
Dated: September 15, 2017
Recorded: October 2, 2017
Goodhue County Recorder
Document No. A642338
Assigned To: Citizens Bank, N.A.
Dated: October 14, 2022
Recorded: October 14, 2022
Goodhue County Recorder
Document No. A688961
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent
Mortgage Identification Number: 100052211022258725
Lender or Broker: Franklin American Mortgage Company, A Tennessee Corporation
Residential Mortgage Servicer:
Citizens Bank
Mortgage Originator: Franklin American Mortgage Company, A Tennessee Corporation
LEGAL DESCRIPTION OF PROPERTY: The West Half of Lot 5, Block 5, in the Village of Pine Island, according to the plat of file with the Register of Deeds, Goodhue County, Minnesota
This is Abstract Property.
TAX PARCEL NO.: 68.100.0220
ADDRESS OF PROPERTY:
216 2nd Street Northwest
Pine Island, MN 55963
COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,141.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,950.31
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 26, 2023, 10:00 AM
PLACE OF SALE: Main Lobby of Law Enforcement Center, 430 W. 6th St., Red Wing, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 26, 2023 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: February 14, 2023
Citizens Bank, N.A., Assignee of Mortgagee
By: HALLIDAY, WATKINS & MANN, P.C.
Attorneys for:
Citizens Bank, N.A., Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
MN21223.
(February 25; March 4, 11, 18, 25; April 1, 2023) 202951